Caregivers
Learn about the resources to support and lighten your load in your caregiving and day-to-day responsibilities.
Last updated 19 December 2025
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Caregiving support
Enhanced Home Caregiving Grant (HCG)
From April 2026, get up to $600 a month (up from $400 a month) to help reduce caregiving costs.
The care recipient must be a Singaporean or a PR (with a parent, child or spouse who is a Singaporean), and permanently require some assistance with at least 3 of the 6 Activities of Daily Living+.
Households with per capita income of up to $4,800 (previously $3,600) can qualify.
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
HCG Tiered Monthly Payout
Table 1: HCG Monthly Payouts by Income Tier
Household Monthly Income (per person) | HCG monthly payout |
$0 - $1,500 | $600^ |
$1,501 - $3,600 | $400^ |
$3,601 - $4,800 | $200 |
* Based on 2024 Annual Value.
^ If you own multiple properties, you will receive $200 per month.
Apply for the Home Caregiving Grant.
Higher Long-Term Care Subsidies
Singapore Citizens born in and before 1969 will receive enhanced subsidies of up to 80% for residential long-term care services, and up to 95% for non-residential long-term care services. Households with per capita income of up to $4,800 (previously $3,600) can qualify.
Singaporeans can approach their doctor at the hospital, polyclinic, or Agency for Integrated Care (AIC hotline: 1800-650-6060) for assistance in applying for subsidised long-term care services.
Enhanced subsidies will take effect from July 2026. MOH will provide one-off rebates for MOH-subsidised long-term care services between July 2025 and June 2026.
Subsidies for Residential Long-Term Care
This includes services for:
Chronic Sick
Nursing Home
Nursing Home Respite Care
Psychiatric Rehabilitation Home
Psychiatric Sheltered Home
Table 2: Enhanced subsidies for MOH- and MSF-funded residential long-term care services
Monthly Per Capita Household Income (PCHI) | Current Subsidy | Enhanced Subsidy | ||||
Singapore Citizen | Permanent Resident | Singapore Citizen | Permanent Resident | |||
Born in | Born | |||||
PCHI | Annual Value (AV) ≤ $21k | 75% | 50% | 80% | 75% | 50% |
AV > $21k | 0% | 0% | 0% | 0% | 0% | |
$900 and below | 75% | 50% | 80% | 75% | 50% | |
$901 to $1,500 | 60% | 40% | ||||
$1,501 to $2,300 | 50% | 30% | 65% | 60% | 40% | |
$2,301 to $2,600 | 40% | 20% | 55% | 50% | 30% | |
$2,601 to $3,600 | 20% | 10% | 35% | 30% | 15% | |
$3,601 to $4,800 | 0% | 0% | 15% | 10% | 5% | |
$4,801 and above | 0% | 0% | 0% | |||
Subsidies for Long-Term Care in the Home/Community
This includes services for:
Community Rehabilitation
Dementia Day Care
Home Therapy
Home Medical
Home Nursing
Home Personal Care
Maintenance Day Care
Meals On Wheels
Medical Escort and Transport
Psychiatric Day Rehabilitation
Table 3: Enhanced subsidies for MOH- and MSF-funded long-term care services in the home or community
Monthly Per Capita Household Income (PCHI) | Current Subsidy | Enhanced Subsidy | ||||
Singapore Citizen | Permanent Resident | Singapore Citizen | Permanent Resident | |||
Born in | Born | |||||
PCHI | Annual Value (AV) ≤ $21k | 85% | 55% | 95% | 80% | 55% |
AV > $21k | 0% | 0% | 0% | 0% | 0% | |
$900 and below | 80% | 55% | 95% | 80% | 55% | |
$901 to $1,500 | 75% | 50% | ||||
$1,501 to $2,300 | 60% | 40% | 85% | 70% | 45% | |
$2,301 to $2,600 | 50% | 30% | 75% | 60% | 35% | |
$2,601 to $3,600 | 30% | 15% | 55% | 40% | 20% | |
$3,601 to $4,800 | 0% | 0% | 35% | 20% | 10% | |
$4,801 and above | 0% | 0% | 0% | |||
Find out more about enhanced long-term care subsidies.
Seniors’ Mobility and Enabling Fund
Seniors can get subsidies for mobility and assistive devices, and for home healthcare items:
Up to 90% subsidies for assistive devices such as walking sticks, wheelchairs, pressure-relief cushions, hospital beds, hearing aids and more.
Up to 80% subsidies for home healthcare items, including milk feeds and adult diapers.
Who is this for:
Singapore Citizens, aged 60 and above
Monthly household income per capita ≤ $2,600
(or property annual value ≤ $21,000 for households with no income)
Pass a means-test for Intermediate and Long-Term Care (ILTC) services
Individuals will be supported under one scheme throughout their lifetime
From January 2026:
Permanent Residents will also qualify for SMF subsidies
Those with monthly per capita household income between $2,601 and $4,800 will be eligible
Enhanced subsidies for SMF assistive devices begin January 2026
Enhanced subsidies for home healthcare consumables begin April 2026
Find out more about the Seniors’ Mobility and Enabling Fund.
Enhancement for Active Seniors (EASE)
Get subsidies of up to 95% for fittings for your flat to help seniors with mobility and safety.
Fittings include:
Slip-resistant treatment for bathroom/toilet floors
Grab bars
Ramps at the flat entrance or within the home (where technically feasible)
Who is this for:
Households with a Singapore Citizen aged 65 and above, or
Households with someone aged 60–64 who requires assistance for one or more of the Activities of Daily Living (ADLs)+
Level of subsidy depends on flat type
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
Learn more about the EASE programme.
Caregivers Training Grant
Caregivers can get help to offset the cost of approved training courses to acquire skills needed to care for the physical and emotional needs of their loved ones.
They can receive a $400 grant, with a $200 top-up each year. Unused amounts can be carried forward to the following year, up to a cap of $400 per care recipient.
Who is this for:
Care recipients who are Singapore Citizens or Permanent Residents, aged 65 and above, or have a disability
Caregivers refer to family members and Foreign Domestic Workers responsible for the care of the care recipient
Find out more about the Caregivers Training Grant.
CareShield Life
Lifetime monthly payouts if individuals develop a severe disability and need personal and prolonged medical care, especially in their old age.
Payouts increase annually until age 67 or upon a successful claim, whichever is earlier. As of 2025, the monthly payout is $662 for successful claims.
Who is this for:
All Singapore Citizens or Permanent Residents who are CareShield Life policyholders
Those born in 1980 or later will be automatically covered once they turn 30
Coverage is optional for those born in 1979 or earlier
Unable to perform at least 3 of the 6 Activities of Daily Living (ADLs)+
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
Find out about CareShield Life.
MediSave Care
Individuals with severe disabilities can make cash withdrawals of up to $200 monthly from their own and/or their spouse’s MediSave to cover their long-term care expenses.
Who is this for:
Singapore Citizens or Permanent Residents, aged 30 and above
Unable to perform at least 3 of the 6 Activities of Daily Living (ADLs)+
Have a MediSave Account balance of at least $5,000
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
Withdrawal Amounts:
Table 4: Withdrawal amounts depending on care recipient and/or their spouse’s MediSave Account balance at point of monthly withdrawal
MediSave Balance | Monthly Withdrawal Quantum |
$20,000 and above | $200 |
$15,000 and above | $150 |
$10,000 and above | $100 |
$5,000 and above | $50 |
Below $5,000 | NIL |
Find out more about MediSave Care.
Active Ageing Centres
Seniors can stay engaged within the community with a wide range of programmes at Active Ageing Centres (AACs). From befriending services to care referrals, AACs help seniors age well and get the support they need.
Find out more about Active Ageing Centres.
Day Care
Seniors with care needs can stay active and socially connected at Day Care Centres. They can take part in programmes such as maintenance exercises, recreational activities, and get personal care. These services offer respite to family members and caregivers.
Find out more about Day Care services.
Migrant Domestic Worker (MDW) Levy Concession
Families looking to hire a Migrant Domestic Worker (MDW) to care for loved ones with disabilities can get a concessionary levy rate of $60 a month, instead of the usual $300.
Who is it for?
You qualify if you live with a family member who is a Singapore Citizen, and is one of the following:
Young child below 16 years old
Elderly person aged 67 and above
Person with disabilities - must be certified by a Singapore-registered doctor to require help with at least 1 of the 6 Activities of Daily Living+
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
Apply for the Migrant Domestic Worker Levy Concession.
Flexible Work Arrangements (FWAs)
Discuss Flexible Work Arrangements (FWAs) with your employer to better manage your work and caregiving responsibilities.
There are different FWAs that can suit both your needs and the needs of your organisation:
Flexi-place: Work from a different location outside of your office (e.g. work-from-home).
Flexi-time: Have different office hours with no change to total work hours and workload (e.g. flexi-hours, staggered hours, compressed work schedule).
Flexi-load: Take on a different workload and be paid accordingly (e.g. job sharing, part-time work).
The Tripartite Guidelines on FWA Requests (TG-FWAR) sets out:
How employees should request for FWAs and use them responsibly, and
How employers and supervisors should handle FWA requests based on business needs
The TG-FWAR is in effect since 1 December 2024.
Explore Flexible Work Arrangements.